Credit hire exists to provide a replacement vehicle after an accident. You as the hirer do not have to pay, as the bill is presented to the insurer of the person who caused the accident.
To get a credit hire vehicle you must satisfy these tests:
- Accident is the fault of another motorist.
- The motorist at fault is insured.
- You need a replacement vehicle while yours is being repaired and have no other vehicle available.
- You need a credit hire vehicle,as you cannot affford to hire one.