Category Archives: Explanation of compensation

Topics which play a part in accident and personal injury compensation

Uninsured loss

Uninsured loss Uninsured losses are those items of expense which are not covered by your own insurance policy. They usually crop up after a road accident. If you have third party cover you only have cover for the damage you … Continue reading

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Liability is admitted

Liability is admitted – can I relax? The defendant has admitted liability, or the insurance company for the Defendant has admitted liability. Admitting liability is quite common in personal injury compensation case. The Claimant and their representatives relax as the … Continue reading

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Referral fees – the truth

The truth about referral fees This page is only of historical interest now, as referral fees cannot now be paid by solicitors for personal injury cases since 1 April 2013. There are so many headlines and so few facts about … Continue reading

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50/50 50:50 50-50 fifty fifty

50/50 50:50 50-50 fifty fifty 50/50 is a term used where it is thought the blame for an accident is equally shared between those involved. The term is often used by insurance companies who want to reduce the payment they … Continue reading

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Gratuitous care in compensation claims

Gratuitous care If you have cared for the victim of accident or injury and the victim is entitled to recover compensation then a claim may be made for gratuitous care. Gratuitous care means care and attention above and beyond what … Continue reading

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Compensation recovery scheme – recoupment

Compensation recovery scheme State recovery of benefits paid after accident or injury – recoupment of benefits The State can recover benefits paid after accident or injury if the person injured brings a successful claim for compensation. Recovery is only possible … Continue reading

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Interim payment in personal injury

Interim payment in a personal injury case An interim payment is a payment on account of the compensation you are likely to receive in your claim for compensation. After an accident your earnings may be reduced or even stopped. You … Continue reading

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Legal expenses insurance according to Consumer Focus

What does legal expenses insurance mean to you? Consumer Focus set out to see what legal expenses insurance means to you. Legal expenses insurance, sometimes called before the event insurance, is sold very effectively, but not explained well in my … Continue reading

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Motor insurance premiums rising

Motor insurance premiums are rising sharply On Tuesday 9 November 2010, the House of Commons transport committee is to ask the insurance companies why insurance premiums are rising. The media reported premiums have risen 51% in the past 12 months. … Continue reading

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Local authority care

The Court of Appeal was asked to decide if a public authority exercised its decision making powers correctly.
The point at issue was whether the Council could change the help it gave without a change in a person’s circumstances.
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Complaints and the Legal Ombudsman

How the Legal Ombudsman will approach resolving complaints From 6 October 2010 the Legal Ombudsman will play a significant role in resolving complaints about legal service, and solicitors must tell their clients about the right to complain. The Legal Ombudsman … Continue reading

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Complain about a solicitor

Complain about solicitor You might think this an odd topic for a solicitor’s website. I take the view we should be as open as possible about problems, and the Law Society seems to agree. I will set out why complaints … Continue reading

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Choose a solicitor

When choosing a personal injury solicitor you should make a personal choice. Your personal injury solicitor will have to understand how an accident has affected your life, your family life, and your work. Your finances will have to be discussed, and more than likely your medical records. All quite personal stuff, so a personal choice has to be made, not an internet comparison. Continue reading

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Contributory negligence

Contributory negligence Contributory negligence or partial fault is such an important subject and worthy of its own section. You can prove your case by showing you were injured by someone who did not take reasonable care for your safety. They … Continue reading

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