How I can help

“I am so grateful to you for all your support and patience.”

If you have been involved in an accident which has caused injury and loss, the last thing you need is complicated legal jargon and impersonal advice.

I set up Mark Thompson Law with a unique policy not to take on more cases than can be sensibly handled. That means I will give close personal attention for you and your case.

Call for help without obligation on 0330 2231708 or 01392 314086

My role as a solicitor is to help you put things right so far as the law allows.

I believe you need honest and straightforward advice. I will sympathise with you and your situation, and at the same time you will appreciate the need for a  businesslike approach. You need a clear view of your chances of success, how much compensation you are entitled to receive, who will pay, and the time scale.

I will explain how legal costs are paid, and how you can be protected from financial risk. I am happy to act on a “no win no fee” basis, under what is called a conditional fee agreement.

My view is that compensation is yours, and I will not seek a share of that compensation. I will make sure you understand.

The more I can learn about you, the more I can help. I prefer to meet you personally, at your home rather than at my desk. You will feel more comfortable, and the information I need will be close at hand. I deal with clients all over the country and geography is not a problem.

What have you to lose by contacting me for a chat on 0330 2231708 or 01392 314086.

Bringing the case to a successful conclusion is my aim, and I can help along the way. Making sure you are receiving State benefits and proper support from your employer can make a great difference. Rehabilitation can often be obtained without cost and I will investigate all avenues with you. I will also help you understand any insurance policies you have which may help you such as permanent health and medical insurance.

Terminology can be a problem when you deal with a specialist. I will do my very best to avoid it, but if I cannot help myself, do just ask. You can see explanations of the terms used in accident and industrial disease personal injury cases on the terminology page.

The need to seek compensation always arises from difficult circumstances. Nobody wants to have to claim compensation. You will need help and want to know where you stand.  I am more than willing to discuss your case without obligation or cost.

I look forward to hearing from you.

8 Responses to How I can help

  1. Katia says:

    I have 2 questions please. I am polish national living in U.K. Last 2 years. Soon getting £80,000 car injury compensation.
    1. Can my 2 trustees be non-uk nationals, resident in Poland? I have asked bank (Barclay), they say for U.K. account person must live and pay tax in U.K. Does this apply to trustees?
    2. With the £80,000 I want to use toward buying flat. Flat is about £150,000. Can I buy flat which cost more than my compensation? How can I purchase flat in name of the trust if not all money is from trust ( rest family will help as I am on benefit so can’t get mortgage)?

    Thank you

    • Mark Thompson says:

      There is no l;aw which says non-UK passport holders cannot open a UK bank account. In fact an EU resident should be able to open a bank account in the UK. Some banks will be unhappy as they have to satisfy regulations, such as anti-money laundering, which means they must know their customer, which is not easy if people live outside the UK.
      The trust is not bound to open its bank account in the UK.
      At the moment, property ownership does not play a part in your entitlement to means-tested benefits. This can change. Property ownership does play a part if you need local authority support for care.
      A trust can own a property, or part of a property, if the trust powers include the ability to hold such an asset. From experience of other clients, I know mortgage lenders may not want to loan money to a trust to make up the purchase price. You should ask a mortgage broker to see if that is the case with all mortgage lenders. The trust could own the part of the property for which it had paid, with the rest owned by family members who have contributed. An alternative would be for family members to make a loan to the trust, the trust own the property completely, with family members being repaid on sale of the property. The loans to the trust would have to be registered at the Land Registry.
      It is important to think through these and other alternatives, as the trustees must have the power to fulfil the plans.

  2. J Kettles says:

    I am on contribution based esa and dla living allowance. If I set up a personal injury bare trust will I pay tax on this? as it is a taxable income. Will I have to inform tax? as benefits have not told me this when I spoke to them. Both benefits have said if I set up a trust for money then it will be disregarded. I wish to consider to buy my council house from trust.

    • Mark Thompson says:

      Your first question is about taxation of benefits. ESA contributions based is taxable but disability living allowance is not. You can see a helpful list here.
      If you are the beneficiary of a bare trust the trust fund and any income received are treated as yours for tax purposes and you are personally liable to pay any tax due.
      Whether you need to file a tax return depends on how much income you receive. There is a list here. You might find much of your income already has tax deducted at the basic rate and your personal tax allowance for 2015/16 will be £10,600, so you can receive quite a bit of income before you pay income tax. You can check income tax details here.
      A bare trust can usually buy and hold property, but a council house purchase may be more complicated as the property may have to be held in your name for five years to preserve the discount. You could pay for it with trust funds and hold it in your name for five years. It makes sense to transfer it back to the trust after those five years as property ownership is bound to become a greater factor in assessing benefit entitlement. At the moment owning the home you live in is not a factor for benefits, but it is relevant if you need local authority help with care. So if care is required now, or it is not far away, you should get advice on the council house purchase.
      At the moment your benefits are not affected by the compensation as the benefits are not means-tested. There is a lot of change in benefit rules and you may need other benefits in the future so I suggest you set up a trust now to protect your benefit and care entitlement.

  3. medhat says:

    I am on benefits now as result of accident. If i setup personal injury trust I will receive the HOUSING BENEFIT?

    • Mark Thompson says:

      Yes is the answer. If your personal injury compensation is protected by a trust you can claim housing benefit, or any other benefit which depends on your income and savings.

  4. Ros Bacal says:

    I am on state ben fits and last year I received a lump sum in compensation for personal injury and need to know if this will affect my benefits what is the maximum lump sum one can receive now and last October was it different

    • Mark Thompson says:

      Dear Ros,
      The answer to your question depends on what benefits you receive today, and the benefits you might claim in the future.
      You are thinking about the need for a personal injury trust. If you, or a family member, are receiving benefits, or are likely to have to claim in the future I always advise that compensation ought to be paid into a personal injury trust. One added benefit is that local authorities have to ignore at least the capital element of funds held in personal injury trusts. So a client may not be on benefit at the time the compensation case is settled but a substantial amount in the bank may mean they have to pay for their own care in the future.
      I think you might be asking the wrong question as a personal injury trust is designed for today, and for the future.
      I appreciate you may not want to provide details through a website so do call me without obligation if you need help.

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